HOW IS THAT COVERED?This is the time of year people start booking their winter vacations, renting cars,packing bags and seeking warmer temperatures. How does your insurance cover you?The personal property coverage or better known as your contents coverage you haveon your home or renters policy will cover you anywhere in the world. It's a good ideato take digital pictures as you pack and take pictures of the serial numbers of anyelectronics you bring. Having a picture of your auto insurance ID card is also a goodidea and is accepted by law enforcement.If you're renting a car, your personal auto coverage provides some of the best coverageyou need for a loss. Everything is paid under your property damage liability coveragewhich means there's no deductible.If you have auto coverage and are renting inthe US or Canada, you typically don't need topurchase the extra damage protection. If rentingoutside of the US or Canada, you will want totake a look at buying coverage at the boarders.Something to keep in mind is the insurance is coveredunder the responsible party who rented the car.ROBERT LOONAN AGENCYAMERICAN FAMILYINSURANCEANGELA FISCHER IAMERICAN FAMILY INSURANCE1221 4th Ave E | Shakopee, Minnesota 55379Insure carefully, dream fcarlesslyOffice: 952.445.8100| Fax: 952.445.1399

Date: February 23, 2018

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HOW IS THAT COVERED? This is the time of year people start booking their winter vacations, renting cars, packing bags and seeking warmer temperatures. How does your insurance cover you? The personal property coverage or better known as your contents coverage you have on your home or renters policy will cover you anywhere in the world. It's a good idea to take digital pictures as you pack and take pictures of the serial numbers of any electronics you bring. Having a picture of your auto insurance ID card is also a good idea and is accepted by law enforcement. If you're renting a car, your personal auto coverage provides some of the best coverage you need for a loss. Everything is paid under your property damage liability coverage which means there's no deductible. If you have auto coverage and are renting in the US or Canada, you typically don't need to purchase the extra damage protection. If renting outside of the US or Canada, you will want to take a look at buying coverage at the boarders. Something to keep in mind is the insurance is covered under the responsible party who rented the car. ROBERT LOONAN AGENCY AMERICAN FAMILY INSURANCE ANGELA FISCHER IAMERICAN FAMILY INSURANCE 1221 4th Ave E | Shakopee, Minnesota 55379 Insure carefully, dream fcarlessly Office: 952.445.8100| Fax: 952.445.1399