HIGH YIELD 18-MONTH CERTIFICATE 2.78% APY Visit an office, ROYAL CREDIT UNION go to rcu.org/278 or call 800-341-9911 1. APY Annual Percentage Yield. Rate current as of 10/1/2019. Last changed on 10/1/2019. The above rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Charges could reduce earnings on account Insured by NCUA. HIGH YIELD 18-MONTH CERTIFICATE 2.78% APY Visit an office, ROYAL CREDIT UNION go to rcu.org/278 or call 800-341-9911 1. APY Annual Percentage Yield. Rate current as of 10/1/2019. Last changed on 10/1/2019. The above rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Charges could reduce earnings on account Insured by NCUA.